planning for IVF (again)

Back in March we had decided that I would switch to R's insurance before IVF (originally in June) because he had better coverage.  At that time he was told to give 30 days notice before I needed to switch.   He called them today because I will lose my coverage on Sept. 1 and they said they can't do anything until I actually lose mine and then it is 30 days to process it.  This would leave me with no insurance for September, starting injections on October 1st...just not possible.  So they said to call the day before I lose my coverage to notify them and hopefully the new coverage will be retroactive from the time I lose the old insurance.  Extra hoops to jump through, but at least I don't have to wait for open enrollment to take effect in January.

That being said, I have not ovulated yet (3 days of pos. OPKs) so we are officially out of time to fit in one more natural cycle and still take 4 weeks of BCPs before IVF.  I am not thrilled with the idea of being on them 8 weeks, let alone the possibility of 3 months or more if we can't cycle until November.   So I will call the RE in the next few days and find out my options.